Habib Bank Limited (HBL), a Pakistani-owned private commercial bank, has a significant presence in Bangladesh and has been operating there since 1976. It is one of the foreign commercial banks (FCBs) listed as a scheduled bank by Bangladesh Bank.
HBL's current strategy in Bangladesh focuses on facilitating regional trade, rather than competing directly with local high-street banks. They leverage their extensive international network, particularly their branches in China, to connect Bangladeshi businesses with trading partners in Asia, the Middle East, and beyond. This includes:
• Trade facilitation: HBL aims to support cross-border trade and financial flows for Bangladeshi businesses, especially with China, by providing direct access to their on-ground operations in key trading partner nations.
• Enhanced due diligence: Their dual presence in Bangladesh and other countries like China enables better background checks and greater confidence in counterpart credibility for trade transactions.
• Innovative trade structuring: HBL offers solutions for complex trade needs and can support local banks in confirming trade documents and facilitating international transactions.
• China Desk: HBL Bangladesh has a dedicated China desk with a Chinese national to support Chinese customers, addressing language and cultural differences.
• RMB/CNY account services: HBL Bangladesh offers account services in Chinese Renminbi (RMB/CNY) and is one of only a few banks from South Asia and the MENA region to provide end-to-end RMB intermediation services in China.
In terms of services, HBL Bangladesh offers:
• Corporate & SME Banking: This includes corporate loans, working capital facilities (Overdraft, Short Term Loan, Invoice Financing, Finance Against Trust Receipt, Inland Bill Purchase, Foreign Bill Purchase), trade services (import, export, guarantees), work-order facilities, and term financing.
• Retail Products: While the primary focus is on trade, HBL also offers retail banking products.
• Digital Products: They provide digital services like mobile banking and debit cards.
• Transaction Banking: This encompasses various services related to managing transactions.
HBL maintains several branches in Bangladesh, including a Country Office and Main Branch in Banani, Dhaka, as well as branches in Motijheel (Dhaka), Chattogram, Sylhet, and Uttara (Dhaka).
Job Title: Branch Operations Manager & BAMLCO
Education: Minimum Bachelor
Experience: 5-7 years of experience in Branch Banking with proven track record of AML/CFT compliance
